Hi cuteazz1, Welcome to the forum here's my attempt at answering the questions hope they help.
1.Do I really need picks?My fingers and picks do the same thing right?
Some people like picks some don't, it's a personal choice. I just use my fingers, my playing hand has slightly longer nails than my other hand so act similatr to picks but that again is a personal preference, probably best to just start off with your fingers but that is just my opinion.
2.If I am only going to play at home alone do I need to tune the guitar?
Yes you definitely need to tune your guitar and keep it in tune, you will be learning notes and chords and if you aren't in tune nothing you do will sound right and you will slowly go mad, so that's essential.
3.What accesories are a MUST for the beginner?
Not much really, the essential in my opinion is a tuner, a metronome is useful for keeping time, a guitar strap is useful as you might want to play standing up and sitting down, oh and a spare set of strings is good, strings can sometimes break when you start off happened to me and without a spare set you're progress is stopped dead so I'd recommend those.
4.What is a good dvd learning program?I don't live in an area that has classes.
I can't really answer this one as I haven't used DVDs, there are a lot of resources here and online for learning and this site gives you access to lessons you can buy, I'll have to leave this question to another member.
I hope that these questions don't sound silly because I am Really a beginner.Thanks.
No none of your questions are silly, if there are any problems ask a question, we are all here to help each and we enjoy helping out if we can, so keep asking the questions, hope I've helped in some way and have fun.

You don't stop laughing when you grow old; you grow old when you stop laughing.