Short on the fret hand, I cut them when I notice I am fretting with a nail and not the finger. Long on the picker, if you look across the top of your finger from the inside and can see the tip of the nail, you should be long enough. Mine are actually a bit shorter than that and I get good picking tone.
I find that if they are longer I start to snag the strings, they are not as smooth as a pick.
Wayne
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