further to what Fretsource said, the difference between a classical and a folk (or steel string) is not just the nature of the strings - it's also the width and shape of the neck. On classicals, the neck is much wider (2" and more) and the neck profile is flat. On steel string guitars the width is much narrower and the profile is slightly crowned. The strings on a classical tend to be higher off of the neck as well (but they're softer on the finger tips). All told, the classical is much easier to play individual notes and the steel is easier to play barre chords because of the string spacing as well as the crowning of the neck. I really don't know which would be better for a beginner - I have (and play) both. I have friends who strum classicals around a camp fire and there are people who can make a steel string sound classical.
Your first guitar is very seldom your last so it's not as though this decision is irreversable. I'd suggest going to a music store, find a quiet room, and play a few different guitars. Pay attention to how you respond to the guitars on an emotional level. It comes down to aesthetics.
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